Critical Issues in CGL, 4th Edition

Critical Issues in CGL, a part of the Commercial Lines Series, is the comprehensive, go-to source for information regarding several issues that commonly arise in the use of the Commercial General Liability form. The book provides the reader with awareness of some rather obscure, yet critical coverage issues, such as additional insureds and contract liability, what is an occurrence, business risk exclusions, cyber liability, cannabis, and violent events.Some of these issues are tried and true and have been long tested in the courts. Other issues are newly-arising, have not yet had the opportunity to be fully examined by the courts, may not completely be covered by the CGL policy, or could render CGL policy holders severely underinsured.This book will enable the professional to:Understand the way the CGL policy applies to additional insureds and contractual liabilityUnderstand the different exclusions that accompany business riskFollow the courts through the murky determination of what constitutes an occurrence under the CGL policyNavigate arising cyber issues, examine the ISO Cyber Policy and the NAIC Cyber model lawExplore the history of cannabis criminalization, legalization, and the accompanying CGL issuesNew in the 4thEdition:Thorough examinations of several ';hot' topics and the accompanying court cases that arise under the CGL policyA new chapter on insuring cannabis risks and exposuresExpanded coverage of the ever-looming issue of cyber exposuresA new chapter examining mass casualty incident coverage under the CGLA chart depicting the state laws regarding cannabis legality or decriminalizationA copy of the NAIC Cyber Model law and ISO Cyber policyTopics Covered:The Business Risk DoctrineThe Business Risk ExclusionsAdditional Insureds and Contractual LiabilityRisk ShiftingTypical Additional Insured EndorsementsContractual Liability IssuesCertificate of Insurance IssuesOne Occurrence, Two OccurrencesPolicy Wordings and Occurrences DeterminationsExternal Factors Impacting Occurrence DeterminationsCyber LiabilityCurbing CybercrimeElectronic DataA Risk Management Approach to CyberCannabis and the CGLCannabis Product Liability LawsuitsMass Violence Incidents and the CGLAnd more! See the ';Table of Contents' section for a full list of topicsBoth the FC&S Bulletins and National Underwriter's Commercial General Liability Coverage Guide (Malecki, Thamann, Smith, 2017) dedicate hundreds of pages to the CGL coverage form. The CGL coverage guide is one of the most consistently used CGL reference sources in the industry. This Critical Issues in CGL book was developed as a logical progression from the best-selling CGL coverage guide.