Community banks as a public policy tool

This book aims to analyse the challenges of implementing Community Development Banks (CDBs) as public policy instruments. Community Development Banks are dedicated to democratising banking access to populations living in poverty or extreme poverty and include in their methodology the empowerment and politicisation of the population. They are managed by the community itself and their main mechanism of action, which differentiates them from traditional banking and credit institutions, is the issuance and circulation of their own local currency, the social currency.