The Lady in the Coat

Why does she scare you so, The Lady in the Coat? Isaac is having a night out with some of his work mates and sees The Lady in the Coat kidnap a man from the table next to his. All of his mates tell him that he was drunk and had imagined it. A short while after this incident, Isaac runs into high flying accountant, Axton Thatcher. They both admit they have had near-death/terrifying experiences with The Lady in the Coat. After sharing their terrifying stories, they make the brave but necessary decision to follow The Lady in the Coat. Who will win?