Tax-Free Cash 2025/26: Tax Planning Guide for Savers

Tax-Free Cash shows you how to enjoy much more tax-free interest income.

Published in August 2025, the book is written in plain English with dozens of easy to follow examples.

Subjects covered include:

• The importance of earning a real return on your savings
• How to earn up to 6,000 of tax-free interest income every year
• How to save income tax by delaying your interest income
• How company owners can enjoy more tax-free interest than other taxpayers
• How to get the most out of tax-free cash ISAs
• Using money market funds to boost your interest income
• Tax-free interest vs tax-free capital gains (cash ISAs vs stocks and shares ISAs)
• The benefits and drawbacks of Innovative Finance ISAs
• Gifting money to your children so your family can enjoy more tax-free interest
• Using pension contributions to reduce the tax payable on your interest income
• How to effortlessly enjoy high interest rates by using savings platforms
• Earning tax-free 'interest' from premium bonds
• Investing in gilts to enjoy tax-free capital gains
• How company owners and sole traders can earn more interest on their business cash
• How to earn much more tax-free interest by reducing your debt
• Everything you need to know about the Financial Services Compensation Scheme