SPEND MORE MONEY in RETIREMENT It May be More than You Think

If you are near or in retirement, this workbook will answer the crucially important question - "What Retirement Lifestyle can I really afford?" Finally, a workbook that guides you step by step through the process of determining the amount you can safely spend in retirement each year. It explains four different but popular savings withdrawal systems and their potential impact on your retirement lifestyle. It will guide you in selecting a savings withdrawal system that you can be comfortable with and help prevent you from running out of money before you run out of life. And the answer you may find to that question: It may be more than you think

Why is this book different from so many books written on this subject? First and foremost, this book was written from a different perspective, that of a retired executive and engineer, trained and experienced in solving difficult problems. The author is not a Financial Planner or Investment Adviser, or someone selling his or her latest book on some flashy new technique that probably requires additional services. He is someone who's learned many valuable lessons in preparing for, and has been living in retirement for several years, someone who has done the research and knows how to simplify this complex subject. As a result, he's created a blueprint for developing your own retirement income, spending and investing plan.

This workbook is short and to the point. It includes the topics that the author has found to be important in building his retirement plan. As such, it will help you to:

1. Create your retirement plan.
2. Fashion the retirement Lifestyle you want.
3. Choose a savings withdrawal system you are comfortable with.
4. Navigate the many risks you might face in retirement.
5. Decide what savings and investment accounts to withdraw from and in what order to minimize taxes and maximize investment returns.
6. Decide where to invest for safety, diversification, growth and peace of mind.

You cannot predict the future, but this workbook will help you make the decisions and calculations you need to make to determine if your planned retirement lifestyle is achievable.

You may also be interested in a significantly expanded version of this workbook titled "Solving a Retirement Dilemma Spend Less or Run Out of Money: How to Spend More, Live the Lifestyle You Deserve, Make it Last a Lifetime".

If you purchase either this workbook or the expanded book version, you will have access to a free, powerful spreadsheet program that automates many worksheet inputs and calculations, and allows you to do What-If analysis to see the effects of altering key variables.