Loan Modifications, Foreclosures and Saving Your Home

Foreclosure defense attorney Carl E. Person devotes this video to explaining how and why the best, most effective defense in most 1-4 unit residential foreclosures (whether owner-occupied or investor-owned) consists of 3 persons: (1) an experienced foreclosure defense attorney located anywhere in the United States; (2) a highly-skilled loan processor working for and under the direct supervision of the attorney; and (3) a local lawyer with an office in or near the county in which the mortgaged property is located. Person explains how the difficulties in obtaining a competent and willing lawyer locally in the nation's 3,100 counties has resulted in this 3-person team, and what their respective functions are. Person explains that most foreclosures since 2009 could have been avoided if the homeowners had defended the foreclosure with this 3-person team. This book is an expansion of Mr. Person's YouTube video posted on January 25, 2015, giving additional information not possible to provide in the 27-minute video. Also, Mr. Person has added a list with descriptions and links for his foreclosure-related videos. The table of contents provides:Background of Carl E. PersonIntroductionSome Basic InformationPurpose of Attorney's Work is toEncourage the Plaintiff to Settle theAction through Agreeing to an Affordable Loan Modification AgreementThe Importance of Retaining theRight Attorney Cannot be OverstatedWhy It is Difficult to Find a SuitableForeclosure Defense AttorneyAdditional Videos and e-bookletwith Forms by Carl E. PersonHow to Find a SuitableForeclosure Defense AttorneyBackground Discussion about Loan Modification BusinessesLoan Processors Skilled in Processing Loan Modification Applications - withan Attorney Handling Legal IssuesSecuritization Audits Are of Far Less thanThey Appear and Are Often Far OverpricedAvoid Real Estate (Transactional) AttorneysBe Wary of Bankruptcy and Bankruptcy Lawyers andMake Sure You Use Bankruptcy Only When NecessaryAttorneys Offering to Handle a Foreclosure Action at $500 to $1,000 per Month - May Have No Interest in Obtaining an Affordable Loan Modification AgreementThe Solution for HomeownersNational Settlement Agreement of 2/9/12Federal Mortgage Programs including HAMP,HARP, Government Sponsored, and In-HouseMost Loan Processors Are Not Skilled orLicensed to Make Related Legal Decisions Homeowner Needs to Hire ForeclosureDefense Attorney Who Works with a Skilled Some Questions You Should Ask toHelp You Determine the Knowledgeand Skill of an Attorney You Are ConsideringIn Conclusion as to Homeownersin the Judicial-Foreclosure StatesFor Homeowners in theNon-Judicial Foreclosure StatesProcedure for Homeowners in Non-Judicial Statesto Defend Their Home against Foreclosure and SaleLoss Mitigation OptionsFinal SummaryAdditional Videos and e-bookletwith Forms by Carl E. Person