After studying the Social Security systems of 183 countries, it was found that no country is using a generational wealth system to improve and sustain its system. This system can reduce costs to zero once initiated and increase benefits. It is possible to use across several government systems, not just Social Security. Each person, no matter the circumstances, can build a sustainable, above poverty level retirement fund. This addresses the current issues, including increased longevity, lower birth rates, and trust fund depletion. Financial literacy can be learned through this process. The generational wealth system uses the most valuable asset: Time. Every country could use this system to lower costs, improve results, and have long-term financial health. This reduces each country's and its citizens' financial stress, leading to better, happier lives.