The time has come to stop suffering under the weight of debt or living trapped in the paycheck to paycheck cycle with no hope of making your dreams come true. In That Tool Called Money, financial coach and public speaker Tiana B. Clewis equips families with a step-by-step plan to discover and create the lifestyle that they have only dreamed about. There are no complicated steps, fancy gimmicks or catchy sayings that leave you working hard but getting nowhere. This is the same straight-forward plan that Tiana uses to show her clients how to use that tool we call money to escape their financial nightmares and create the lifestyle or their dreams.