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Fannie Mae and Freddie Mac have aggressively used their government support to achieve extraordinarily high profitability and domination of the residential mortgage market.

The authors weigh the functions of this industry, its practices and policies, and the changing nature of the consumer finance marketplace to determine whether limiting such lending …

This work draws on nine case studies to determine the motivation for bank mergers, to assess the advertised gains in efficiency and services, and to resolve inconsistencies between …