This savvy guide is a godsend if you're being hassled by creditors and debt and bill collectors. It gives you a lot of defences and ammunition to stop the harassment, and to stall the process. It discusses ways you could very well defeat the whole effort against you. You'll learn 13 ways to handle creditors. 5 ways to insulate yourself from easy access. How to handle collection agents, and 10 things they can't do. How to stop them cold. 5 things you can do proactively in the circumstances. Then a real arsenal for you: 24 tactics you can use with creditors. Just reading it will make you feel better. You will beome armed with powerful information that changes everything. You'll learn the grounds you can allege to deny that you owe the money at all. 9 other legal maneurvers you can use against them. You'll become confident, and more capable of cutting a deal or simply delaying it for a long time. Or for knocking it out altogether. Discover 10 grounds for suing the lender or finance company. There is even a discussion of asset protection, because if you have your assets legally protected from creditors, then you've defeated them. You'll see how the best defence is often an offence. You'll learn the basics of bankruptcy as they could apply to you, so you can discuss it with your professional advisors intelligently. When you read this guide, you'll lose stress, feel way more confident, and be able to formulate a gameplan using powerful tools you'll gain from it. You'll feel like the reinforcements have arrived to back you up and support you, to enable you to free yourself from financial slavery.