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This book examines the Federal Trade Commissions' (FTCs) study on the accuracy and completeness of consumer credit reports. The FTC contracted a research team to conduct two pilot …
In this book, the authors provide an overview of the sub-prime mortgage securitisation process and the seven key informational frictions that arise. They discuss the ways that …
This book discusses the three amendments that the SEC Commission is proposing that would impose additional requirements on nationally recognised statistical rating organisations …
The SSBCI provides funding to states, territories, and eligible municipalities to expand existing or to create new state small business investment programs, including state capital …
Congressional interest in residential mortgage markets has increased following the collapse of the housing bubble, government financial support to the mortgage market, and …
Credit rating agencies (CRAs) are expected to provide investors with an informed and unbiased view on securities' debt risk. This book explores the regulation and reform of credit …
GMAC is a diversified financial services firm that derives its revenues from automotive finance, where it holds a dominant position, as well as mortgage operations, insurance …
In a 2009 study of the debt collection industry, the Federal Trade Commission (FTC) concluded that the "most significant change in the debt collection business in recent years has …